Everything your household is entitled to, in one place.

LifQ organizes every card benefit, warranty, membership, employer benefit, and insurance policy you have, then reads them together so the overlaps, the renewals, and the benefits you never used are visible together.

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Six pillars of everything you already hold

Everything works together, not as separate apps but as one integrated system.

Coverage Hub

All your protection in one secure vault

  • Secure centralized document storage
  • Structured summary of every document
  • Extracted coverage data and key terms
  • Search across all your documents
  • Upload by photo or PDF, one at a time or in bulk

AI Intelligence

Understand what you actually have

  • AI document interpretation in plain language
  • Deductibles, limits, exclusions, and dates pulled out of the text
  • Auto, home, health, dental, vision, life, disability, travel, pet, umbrella, wellness, warranty
  • LifQ Assistant for on-demand questions
  • Every benefit a document names, pulled out and listed

Portfolio Insights

See the full picture, not just each piece

  • Portfolio Score: how complete your picture is
  • See what your documents don't mention
  • See what's covered twice
  • See what each one actually costs you
  • Renewal dates tracked across every document

Action & Savings

Turn what you find into action

  • Potential and confirmed savings, tracked separately
  • Step-by-step walkthrough for each opportunity
  • What to collect and who to contact, before you file
  • The portal, the phone number, or the agent, named for each step
  • Opportunity tracking to completion

Family Protection

Your whole family, fully informed

  • Shared household vault access
  • Per-member access controls
  • Family-wide protection visibility
  • Read-only emergency access for trusted contacts
  • Household members you add and remove yourself

Smart Reminders

Never miss a deadline again

  • Policy renewal alerts at 60, 30, and 7 days
  • Warranty alerts at 90, 30, 14, and 7 days, adjustable
  • One timeline of everything coming due
  • Life event coverage windows
  • Open enrollment period tracking

How LifQ compares to other categories of tool

Most tools handle one slice. LifQ is built for the whole picture.

FeatureLifQDigital vaultsCarrier appsWarranty appsAI assistants
All protection types in one place✓✕✕✕✕
Reads and explains your documents✓✕Partial✕✓
Shows your documents side by side✓✕✕✕Partial
Employer benefits tracking✓✕✕✕✕
Credit card benefits mapped in✓✕✕✕Partial
Warranty management✓✕✕✓✕
Family sharing✓✓✕✕✕
Renewal dates found in your documents and scheduled for you✓✕Partial✕✕
Your whole portfolio on one screen✓✕✕✕✕

Two things the table cannot show. What an assistant knows about a card or a plan comes from what it was trained on, so it can be out of date and there is no way to tell from the answer; LifQ reads what the provider publishes today and asks you to confirm it. And your documents stay in your vault, encrypted in transit and at rest, with row-level security. Pasting the same document into a chat sends all of it, your name and address and any policy, group, or member numbers printed on it, into a product whose retention settings you manage yourself. LifQ reads documents with AI too, so the difference is not whether a model sees the text; it is where the document lives afterwards. Policy types count as consumer health data in some states, which makes that a real decision. More in the FAQ.

Ready to see what LifQ can do for your household?

Join the beta and see your entire protection portfolio in one place.

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