Your cards came with a benefits guide. Have you opened yours?
Name your cards and LifQ reads what each issuer publishes about them, from travel protection to purchase protection to extended warranties, so you can see what you may be entitled to.
Credit card benefits guides run 50+ pages, and nobody reads them
Premium credit cards come with a remarkable range of benefits. Most cardholders use rewards points and nothing else, leaving travel insurance, purchase protection, rental car coverage, and extended warranties completely untouched.
You buy travel insurance you already have
Many Visa Signature, Mastercard World Elite, and Amex cards include trip cancellation, lost luggage, and emergency evacuation coverage. Most people buy separate travel insurance anyway.
You pay for extended warranties you already have
Most premium cards extend manufacturer warranties by 1–2 years automatically. Most cardholders buy retailer extended warranties on top of this.
You pay for rental car coverage three times
Your credit card, an employer benefit, and possibly your auto insurance all include rental car collision coverage. Declining the rental company's CDW is possible, if you know your coverage.
Benefits differ by card and nobody explains them
A Chase Sapphire Reserve, a basic Visa, and an Amex Platinum have wildly different benefit stacks. Most people don't know what tier their card sits at.
How LifQ unlocks your credit card benefits
Name your cards
Upload the benefits guide from your card issuer, or snapshot it. LifQ processes every card you have.
AI maps every benefit across every card
All cataloged in plain language: travel insurance, purchase protection, extended warranties, concierge services, lounge access, and statement credits.
See which benefits apply to your upcoming plans
Traveling next month? Buying a new appliance? LifQ shows which of your cards' benefits apply to specific situations.
What you get with LifQ
Travel benefits mapped and ready
Know exactly which cards provide trip cancellation, delay compensation, and emergency assistance before you book.
Purchase protection tracking
Know which cards protect purchases against theft or damage within the coverage window.
Warranty extensions cataloged
See exactly which products have manufacturer warranties extended by your credit card benefits.
Rental coverage clarity
Know whether your card provides primary or secondary rental car coverage, before you're at the counter.
See it in action
You're booking a $3,200 international trip. Your Chase Sapphire Reserve card offers $10,000 in trip cancellation insurance, $500 in trip delay reimbursement, and baggage delay coverage.
LifQ shows your full travel coverage before you book: your $10,000 in trip cancellation, your delay reimbursement, and your baggage coverage. You can decide from there whether you want more.
Illustrative example. Your findings depend on your documents.
Free tools, no account needed
Where your coverage might overlap
The four places the FTC and NAIC say coverage commonly turns up twice: rental cars, towing, travel, extended warranties. Plus a year of what you pay.
Warranty expiration tracker guide
Household appliances and electronics that usually come with a warranty, with typical lengths, so you can note what you own and when each one runs out.
Frequently asked questions
Which credit cards work with LifQ?
Any credit card that provides a benefits guide document works with LifQ. Visa Signature, Mastercard World Elite, Amex, Discover, and most major issuers all provide benefits documentation.
How does LifQ know when my purchase protection window is open?
Once you've uploaded a receipt and associated it with a credit card, LifQ tracks the purchase protection period and alerts you before it closes.
Can LifQ show me what each card covers for a specific purchase?
LifQ shows what each card covers for that purchase type, in one view: the limits, the windows, and the exclusions.
What if my credit card benefits change?
Card issuers update benefits periodically. When your benefits guide changes, you can re-upload it to LifQ and it will update your benefits inventory, flagging anything that improved or was removed.
Start using benefits you're already paying card fees for
Join LifQ and discover exactly what every card in your wallet already covers.
Map my card benefitsFree during beta. Limited spots available.