Life events change your coverage needs — and create windows you can't afford to miss
LifQ tracks renewal dates, policy deadlines, and life events that trigger coverage opportunities — so you never face a gap because you didn't know the clock was running.
Insurance deadlines wait for no one — and most people miss them
Coverage gaps often happen not because people can't afford insurance, but because they didn't know a deadline existed or a window was closing.
Policy renewals sneak up
Auto and home policies renew annually. If you don't compare and shop before renewal, you're on the hook for another year at whatever rate they set.
Life events open short enrollment windows
Marriage, new baby, job change, or moving — each triggers a Special Enrollment Period that closes within 60 days. Miss it and you wait until next year.
Warranties expire quietly
No manufacturer sends a reminder that your warranty is about to run out. You discover it when something breaks.
FSA dollars disappear at year end
Flexible Spending Account funds are use-it-or-lose-it. Unused dollars simply disappear on December 31st.
How LifQ keeps you ahead of every deadline
LifQ reads your documents and extracts all key dates
Policy renewal dates, warranty expirations, enrollment windows, FSA deadlines — LifQ finds every date that matters.
Set up your life events
Tell LifQ about major life events like a new job, marriage, or new child. LifQ knows what coverage opportunities these events create.
Receive intelligent reminders before deadlines
Get notified 30, 60, and 90 days ahead of key dates — with guidance on what action to take.
What you get with LifQ
All deadlines in one calendar
Every renewal, expiration, and enrollment window — organized chronologically.
Proactive reminders
Notifications arrive before deadlines, not after — giving you time to act.
Life event guidance
When a life event happens, LifQ shows which insurance and benefit windows it opens and how long you have.
Coverage continuity
Never have an unintentional gap in coverage because a renewal slipped through the cracks.
See it in action
You change jobs in March. Your new employer's health insurance doesn't start until April 15th, leaving a 15-day gap. You're not sure if your old COBRA coverage is worth the cost.
LifQ detects the job change, notifies you of the coverage gap, explains your COBRA election window (60 days), and models the cost comparison between COBRA and marketplace coverage — helping you make the right decision before the window closes.
Frequently asked questions
What life events does LifQ track?
LifQ tracks coverage-relevant life events including marriage, divorce, new child, job change, relocation, loss of other coverage, and reaching age milestones that affect eligibility.
How far in advance does LifQ remind me of renewals?
LifQ sends reminders at 90, 60, and 30 days before key dates by default. You can customize reminder timing in your settings.
What happens when I miss a deadline?
LifQ will show you what options remain and what the implications are. In some cases, alternative coverage options still exist — LifQ helps you find them.
Can I add reminders for things that aren't in my uploaded documents?
Yes. You can manually add any date-based reminder to LifQ — an upcoming policy review, a contract renewal, or any coverage deadline you want to track — even without uploading a document.
Related solutions
Stay ahead of every deadline that affects your family's protection
Join LifQ and never miss a renewal, expiration, or coverage window again.
Set up my remindersFree during beta. Limited spots available.