Your employer benefits guide lists more than the plan you picked
LifQ reads your employer benefits guide and lays out everything it lists, so you can see what you may be eligible for and confirm it with your benefits team.
Your employer benefits package is worth more than you realize
An employer benefits package is worth real money beyond salary, and most of it goes unused, because most of it is never read.
Benefits guides are 40+ pages of fine print
HR sends a PDF during enrollment. Most employees read 2 pages and click through the rest.
Benefits change every year
New benefits get added, EAP programs expand, wellness credits appear, and nobody sends a personal notification.
Qualifying events get missed
Had a baby? Changed your living situation? Those are qualifying life events, and they open enrollment windows outside the usual season.
Voluntary benefits require active enrollment
Accident insurance, legal plans, disability upgrades, and pet insurance all require you to proactively opt in, and most employees don't.
How LifQ maximizes your employer benefits
Upload your employer benefits guide
Upload or snapshot the benefits document. LifQ reads the entire document.
AI identifies every benefit you have and its value
Health, dental, vision, EAP, legal, tuition reimbursement, wellness credits, gym subsidies, FSA/HSA. LifQ catalogs everything.
See what you use, and what you have never used
LifQ shows the dollar value of unused benefits and explains how to access them before they expire.
What you get with LifQ
Full benefits inventory
Every benefit your employer offers: cataloged, explained, and valued.
The dates you add, tracked
FSA deadlines, wellness credit windows, and enrollment dates sit with every other date once you add them.
Plain-language explanations
LifQ translates benefits jargon into plain language so you know what you actually have.
Dollar value of unused benefits
See exactly how much money you're leaving on the table, in dollars.
See it in action
An employee has access to a $600 annual wellness credit, $2,000 in tuition reimbursement, an EAP with 8 free therapy sessions, and legal plan discounts, but is only using the health insurance.
LifQ identifies $4,200+ in unused annual benefits and shows step-by-step how to access each one. The employee submits a wellness credit claim the same day.
Illustrative example. Your findings depend on your documents.
Free tools, no account needed
Employee benefits checklist
A 30+ item checklist of common employer benefits. Mark what you are enrolled in, what you have never used, and what to ask HR about. Runs in your browser.
Where your coverage might overlap
The four places the FTC and NAIC say coverage commonly turns up twice: rental cars, towing, travel, extended warranties. Plus a year of what you pay.
Frequently asked questions
Does LifQ connect to my HR system?
No direct integration is required. You upload your benefits documentation and LifQ reads it. This works with any employer, any HR system.
What if I change jobs?
You can update your benefits whenever your situation changes. LifQ will compare your old and new benefits so you understand what you're gaining or losing.
Does LifQ track when benefits expire?
Renewal and expiration dates come off the policies and warranties you upload. Benefit deadlines like an FSA cutoff, a wellness credit window, or a benefit year reset are not printed on those documents, so LifQ does not know them until you add them. Once added they are tracked with everything else, and you get a reminder before each one.
Can LifQ help with COBRA decisions?
Yes. If you're weighing COBRA after leaving a job, LifQ shows what your existing plan covers and what it would cost to continue, alongside your other options.
Start using every benefit you're already paying for
Join the LifQ beta and discover the full value of your employer benefits package in minutes.
Unlock my benefitsFree during beta. Limited spots available.