Employee benefits checklist
An employer benefits guide runs to dozens of pages, and the parts you enrolled in are a small share of what it lists. This checklist covers 30+ common employer benefits so you can mark what you're enrolled in, what you have but haven't used, and what you'd need to ask HR about.
How it works
- 1Go through each benefit category below
- 2Mark each one enrolled, offered but not using, or not offered or don't know
- 3Look at what you marked not offered or don't know: that is your list of questions for HR, ready to print
Runs entirely in your browser. Nothing you enter is sent to us or stored.
Two numbers for context
Neither one is about you. Both are about how much of what an employer pays arrives as something other than salary, and how much of it goes unspent.
For private industry workers in March 2026, wages and salaries accounted for 69.9 percent of what employers spent per hour worked, and benefits accounted for the remaining 30.1 percent. For state and local government workers the benefits share was 38.5 percent.
Source: U.S. Bureau of Labor Statistics, Employer Costs for Employee Compensation, March 2026
EBRI looked at more than 3.2 million flexible spending accounts and found that roughly half of FSA accountholders forfeited funds to their employer in 2022. The average forfeiture was $441.
References to these organizations do not imply endorsement of or affiliation with LifQ.
Health coverage
Healthcare savings accounts
Income protection
Retirement
Voluntary and supplemental benefits
Work-life and wellness benefits
Prints on one page. Nothing is sent anywhere to make it.
Want LifQ to lay out which of these you are enrolled in and which you are not?
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