What your credit cards might already include
A credit card benefits guide is a document almost nobody opens, and the protections in it only help if you know they are there before something happens. None of the twelve below come with every card, and no two issuers offer the same set, so this is a list of questions to take to your own guide rather than a list of what you have.
How it works
- 1Go through the list and mark what you have already checked in your own benefits guide
- 2Mark anything you are not sure about, which is most of it for most people
- 3Print the not sure list and go through it against your card's guide to benefits
Runs entirely in your browser. Nothing you enter is sent to us or stored.
Card benefits guides list protections many cardholders never open. Have you read yours? Nothing below comes with every card, and no two issuers offer the same set, so this is a list of questions rather than a list of what you have.
On some cards, for things you buy
On some cards, for travel
On some cards, everything else
Prints on one page. Nothing is sent anywhere to make it.
Two of these can also sit in a policy you already pay for. Rental car collision coverage and extended warranties are on the short list of things consumer agencies say commonly turn up in more than one place. Where your coverage might overlap goes through the four of them.
You do not have to go and find the guide. Name the card, and LifQ reads what the issuer publishes about it, then you confirm what is actually yours.
See how card benefits work in LifQAnother tool that goes with this one
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